Friday, January 31, 2020

Two Lobbies At A Glance Essay Example for Free

Two Lobbies At A Glance Essay Introduction   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Among the many hotels in Toronto, I decided to compare two hotels on nearly the same 3-star rating grade but with big contrasts. I decided to compare Marriot Residence Inn Hotel and the Drake Hotel. The Drake Hotel, located a bit distant from downtown, got a three and a half star rating for five floors of well-planned rooms, with attractively decorated interior and fun entertainment venues that makes it a hip destination. The Marriot Residence Inn Hotel meanwhile got three star ratings and is centrally located in the downtown making it an ideal destination for business travelers, vacationers and families. It is also located near the famous CN Tower and you can even book a room with panoramic view. Their room prices are different as well with the Marriot Residence Hotel’s room tagged at $232 per night and the Drake Hotel’s room priced at $191 per night. Both hotels boasts of hi-tech facilities, equipment and extensive amenities suited to the interest of the majority of their guests. Both hotels are also voted among the top ten most popular hotels in Toronto with the Residence Inn bagging the top place and the Drake Hotel in the top nine out of a hundred hotels. Both are popular to tourists although the choice of hotel between the two is driven ultimately by their personalities that are often in contrast too.   The hotel lobbies described and differentiated below became a window then to their distinct style of servicing their clients. The cozy lobby of the Marriot Residence Inn Hotel (Downtown) against the adventurously hip lobby of the Drake Hotel.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The first thing you will notice upon entering the lobby of one of the most popular hotel in Toronto, Marriot Residence Inn, is the cozy ambiance, clean interior and coordinated colors. The red seats are comfortable and the wooden wall panels create a warm atmosphere. The lobby of Drake Hotel is meant to catch the attention of the adventurous and art lovers. The couches are soft and got a lived-in look to it. The chairs are not matching and there are edgy and colorful art pieces that are included in the lobby. The dà ©cor is meant to vibrate a hip, inviting and cool hotel for those who want that kind of lifestyle. The Marriot Residence Inn Hotel provides better guests reception than those in Drake Hotel.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The front desk team of the Marriot Residence Inn Hotel is friendly and quick to assist you with your bags and to your room. They are professional but very welcoming that it makes guests feel comfortable instantly. The front desk team of Drake Hotel is helpful and friendly too. However, they seem to lack additional personnel to attend to the guests that are coming in and out. At few times, they let the guests drag their own bags in and make them wait since the reception is busy. Since many of the personnel of Drake Hotel are young, some had attitude in servicing their guests while some are very courteous to everyone. Some complaints on the guest stays are the noisy delivery at the morning of beer supplies and the pulsing beat of the jammed crowd at weekends. The guests of Drake Hotel are mainly composed of art-lovers and young, adventurous ones while the guests of Marriot Residence Inn are mainly composed of family vacationers, professionals and mature tourists.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Perhaps it’s the neighborhood around Drake Hotel that made it a popular choice for the hip and the artsy. The Drake Hotel has a hangout bar at its rooftop, lounge and club. It is also near famous bars and within the art community that gladly supports them. The guests of Marriot Residence Inn are treated the classy and comforting hotel amenities and downtown entertainments located around the Marriott while the hotel guests of Drake Hotel are subjected to fast, hip and fun events within the hotel itself.   The CN Tower, which is the tallest vertical structure in the world, stands within the view of the Marriot Residence Hotel while the Drake Hotel boasts of a very interesting art community and buzzing nightlife. The peace and quiet of the Marriot Residence Inn is more relaxing than the vibrant buzz of life in the Drake Hotel.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   If a guest is looking for a relaxing stay and envisioned sublime peace in their hotels then Drake Hotel is not for them Marriot Residence Inn is more suited to the mentioned objective of peace and quiet since the Marriot Residence offers hotel rooms, classy restaurant and a high-end bar. Drake Hotel meanwhile, is the spot for three very famous and very crowded nightspots in Toronto thus noise level and activity buzz is high. One guest stated that when he complained about the noise, he was given an earplug owned by the staff so as he could get a night of sleep. The Marriot Residence Hotel is much suited for family than the Drake Hotel.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The Drake Hotel has a menu of pleasure toys discreetly displayed in the lobby while the Marriot Residence Inn Hotel offers a comfortable and quiet stay. Since the focus of Drake Hotel seemed to be more on the entertainment areas rather than the hotel rooms, it is often jammed with people having a nightlife rather than of guests who are looking for a good bed to rest and a quiet room to sleep into. Conclusion   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   There are many phases in one’s life that one has varying interests and goals. Therefore the timing of choosing one hotel between the two is dependent on the interests of the guests. The Drake Hotel is much suited to the young, hip and outgoing personalities who like to be around art, jamming, nightlife and entertainment. While the Marriot Residence Inn hotel boasts of world-class excellence and quality service that they provide to those who can afford it.  Ã‚   Staying in either of these two hotels is enjoyable as long as your needs are met, your expectations exceeded and the moments you stayed there are hassle-free and enjoyable for you and your companions. Reference: Toronto Hotels. (2008) Trip Advisor. Retrieved January 25, 2008 from http://www.tripadvisor.com/Hotels-g155019-Toronto_Ontario-Hotels.html Thesis Outline Two Lobbies At A Glance Introduction   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Both are nearly in the same 3-star rating. Both are located in tourist interests areas. However some differences are noted upon observation of their distinctive lobbies. Point One: The cozy lobby of the Marriot Residence Inn Hotel (Downtown) against the adventurously hip lobby of the Drake Hotel. Marriots Residence Inn’s cozy ambiance, clean interior and coordinated colors Drake Hotel offers colorful art pieces and dà ©cor Point Two: The Marriot Residence Inn Hotel provides better guests reception than those in Drake Hotel. The friendly staff of Marriots Residence Inn The busy and young personnel of Drake Hotel Point 3: The guests of Drake Hotel are mainly composed of art-lovers and young, adventurous ones while the guests of Marriot Residence Inn are mainly composed of family vacationers, professionals and mature tourists. The Drake Hotel has a hangout bar at its rooftop, lounge and club. The guests of Marriot Residence Inn are treated the classy and comforting hotel amenities and downtown entertainments located around the Marriott Point 4. The peace and quiet of the Marriots Residence Inn is more relaxing than the vibrant buzz of life in the Drake Hotel. Drake Hotel‘s high noise level and activity buzz. Marriot Residence offers hotel rooms, classy restaurant and a high-end bar. Point 5: The Marriots Residence Hotel is much suited for family than the Drake Hotel. The Drake Hotel has a menu of pleasure toys discreetly displayed in the lobby Marriots Residence Inn Hotel offers a comfortable and quiet stay for whole family. Conclusion The timing of choosing one hotel between the two is dependent on the interests and preference of the guests.   Staying in either of these two hotels is enjoyable as long as your needs are met, your expectations exceeded and the moments you stayed there are hassle-free and enjoyable for you and your companions.

Thursday, January 23, 2020

Phtography Essay -- Art, Sally Mann

Sally Mann’s photographic work has received both reverence and controversy, most notably her book Immediate Family (1994), which contains nude and suggestive photographs of her three children, has also sparked overwhelming critical discussions and speculation, whilst challenging the prevailing concepts of family and childhood in the United States. Produced immediately after the Reagan revolution, which reinstated family values and a more conventional moral sensibility as vital to the framework of public policy (Berlant, 1997, p. 7), Mann’s work has resulted in her immersed into debates surrounding child pornography, the inversion of familial relationships, motherhood, and conveying a complex notion of the maternal gaze. Hà ©là ¨ne Cixous states that â€Å"binary oppositions underline most of Western [philosophical] thought† e.g. male/female, active/passive, natural/unnatural, logical/emotional (Conley, 2000, p.148) which have the effect of forming a set of standardised values within patriarchal society. Conversely, Immediate Family moves towards a state where what is traditionally considered antipodal co-exists, where neither is repressed, and offers an alternatively paradigmatic relationship between binary opposites. In addition to this, by considering Mann's work in terms of Cixous's understanding of the Freudian concept of the Uncanny, a more fluid and permeable reading of Immediate Family can be produced. The Uncanny is characterised by a strangeness that "uncovers what is hidden (anxiety) and by doing so, effects a disturbing transformation of the familiar into the unfamiliar'' (Jackson, 1981, p.65), resulting in an inability to decipher what is considered to be 'real' and what is t hought to be 'imaginary'. Mann is known for ten... ... is ultimately the girl’s subversion of the border dividing life and death. The familiar becomes dauntingly unfamiliar, as with â€Å"dreams that slip past our perceptual defences triggering a response but never quite revealing their meaning† (Williams and Newton, 2007, p.207). Subsequently, this expresses a blurring of boundaries and embodies the notion of metamorphosis where divisions cease to be defined. The animation/inactivity duality of the body defies the binary opposites of 'rational' thinking, and in doing so, introduces the Uncanny into this photograph. The more one analyses and observes this photograph, the more it constantly shifts across the prescribed boundaries of illusion and reality, often entering controversial areas. â€Å"Winter Squash† demonstrates how Mann takes the viewer from a visual affirmation of childhood and youth, to an inherent fear of death.

Wednesday, January 15, 2020

English Banking Law Essay

INTRODUCTION: There are three types of cheque frauds exists in UK viz. forged, counterfeit and fraudulently altered cheque fraud. In 2005, the cheque fraud in U.K was estimated about  £ 40.3 million – a 13% decrease from the 2004 total of  £ 46.2 million. The earlier year figures also revealed a steady increase totaling  £ 36million in 2002 and  £ 45million in 2003.In U.K during 2005, counterfeit cheque fraud was estimated at  £ 3.23m, forged cheques fraud was estimated at  £ 30.9 m in 2005 and fraudulently altered cheque fraud was estimated at  £ 6.2 millions. SOURCE: FRAUD FACTS -2006 APACS- UK This paper studies the various protections available to banks and customers when using cheques as opposed to cards, as method of payment. PROTECTION AVAILABLE TO CHEQUE PAYMENTS UNDER BILL OF EXCHANGE ACT, 1882, UK (BEA) AND CHEQUES ACT 1957 Under Bill of Exchange Act, 1882, under section 81 A, a non-transferable cheques has been defined as follows†   Ã¢â‚¬Å"81 A (1). Where as cheques is crossed and bears across its face the words ‘account payee’ or a/c either with or without the word ‘only’, the cheques shall not be transferable but shall only be valid as between the parties thereto. (2) A banker is not to be treated for the purpose of section 80 above as having been negligent by reasons only of his failure to concern himself with any purported endorsement of a cheque which under subsection (1) above or otherwise is not transferable. (Cheques Act, 1992). One risk associated with the cheques bearing forged or unauthorized endorsements’. However protection is available under the English Bills of exchange Act, (BEA, or the Act). Under BEA, a legitimate holder of a cheques payable to bearer attain a good title to the instrument overcoming thereby any adverse claim of ownership that might have been hold good against his predecessor. Accordingly, the payment by the drawee bank to those acquirers discharges the cheques as well as the drawer’s engagement thereon so as to permit the drawee bank to debit the drawee’s account. But this is not applicable to cheques payable to order. In the case of payable to order cheques, effect of an unauthorised or an absence of endorsement or forged endorsement shall have to be looked into under the circumstances of forged endorsements. One of the ways to prevent forged endorsement or loss due to stolen cheques is to use crossed cheques or cheques payable in account. Cheques crossing are available under the BEA, UK. The crossed cheques requires to deposit the cheques into account rather than payable to bearer does not reallocate the cheques theft losses but it minimizes the loss and thus benefits the party on whom the loss falls. Further the losses arose due to stolen cheques or loss cheques payable to bearer fall on the dispossessed owner under BEA. Thus under BEA , reallocation of loss away from dispossessed owner may not be successful in case of crossed cheques payable to bearer as the onerous shifted to bank for its negligence. If a bank has acted in good faith and it is protected under BEA for the payment made to open cheques to bearer.    In the case of crossed cheques, if the bank seeks protection, it should have acted without negligence and in good faith. Under BEA, if forged endorsement losses fall on the taker from the forger who is naturally a bank. Further, the cheques payable to the order under the BEA, loss reduction thus seems to be mainly advantageous to the collecting bank. Further the collecting bankers of the crossed cheques are protected under the BEA over forged endorsements as long as they acted in good faith and without negligence. Further under BEA, the drawee bank is protected and this shifts the reallocation of forged endorsement losses to the first innocent party prior to the collecting bank.   Where the one who grabbed the payment through a bank account was the conman, such innocent party is construed to be dispossessed owner. Thus the crossing has reassigned the loss to the dispossessed owner, thus excluding the collecting bank that took the cheque from the conman. Thus under BEA, protection is available to banking channel had they acted in good faith and without negligence even in case of crossed cheques .If an open or crossed stolen cheque has been collected by or paid to the conman , the loss is assigned to the dispossessed owner .Under UK laws , where a cheque is payable to order is collected or paid over a forged endorsement for or to a non-bank situated in the chain of title subsequent to the conman, loss is assigned to the non-bank from that of the conman. This is apart from of whether the cheque was collected for or paid to the innocent taker from the conman or someone obtaining title from the conman despite of crossing.   Where the cheque is crossed and it has to be paid into a bank account and then only it can be encashed as it will be convenient for the dispossessed owner to trace that person and assign the loss to him. Thus the crossing of cheque becomes more helpful to the true owner. However thus the innocent endorser has to bear the loss as the benefit is not in the reallocation of losses. The best example of the above is the Nigerian gangsters operating in UK and taking the gullible students who are in the poverty to carry out cheque fraud worth  £ 50 million a year. These Nigerians conman recruit poor students with promises of good cash reward for just providing the conman with their bank account particulars. By using stolen corporate cheque books, they then deposit huge amount of British pounds through the accounts. No sooner the account is credited with the collection amount from the fraudulent cheques, the account will be emptied before the firm or bank realizes what has happened. The major lion’s share goes to the conman and only a very meager amount goes to the innocent, poor student who has provided the bank account number to the conman. When the fraud comes to light due to alerting by the bank to the police, it is the poor, innocent student who will become the scapegoat. The conman mainly selects the students from Camden in North London where thousands of students from the capital’s universities congregate. Conman liberally offer them up to  £ 5000 for doing nothing. Then the conman approaches an insider who is working in the royal mail and induces them to steal a company’s cheque book. Then the conman visits the company office to collect the director’s signature from the dustbin and thus they scrupulously copy the same in writing the bogus cheques.   Thus the conman had a fortune by sharing a lion’s share in the booty leaving the innocent, poor account holder to face police and possible fraud investigation.[i] Banks and building society’s in UK from September 2006 onwards is not to accept the cheques that are issued in favour of the banks itself in a move to avoid frauds. Bank is to insist to issue the cheques payable to an individual or to include the individual’s name on the payee line after the name of the institution. This strategy is mainly designed to ensure that the money lands in the right account and to bring to an end to cheque fraud which reached to a height of  £46.2 million in 2004 which includes counterfeit and stolen cheques. This modification is being launched following a case in which an independent financial advisor informed his clients to draw cheques out to the financial institutions where the money was going to be invested. He then paid them in to his own account, rather than the customers account.[ii] Under the BEA , there is a provision with a bill containing words prohibiting transfer or indicating an intension that it should not be transferable and these instruments is termed as ‘ not negotiable’. As such these instruments can not be negotiated by the payee to another holder. In UK, an account payee or a/c payee and with or without the words only can be encashed only by the account holder and thus it can not be encashed other wise than by an endorsement. Further, under the BEA, the consequence of an unauthorised or forged assignment is similar to that of forged endorsement as both do not convey title. Under BEA, in there is no acceptance, the drawee can not be held liable on the instrument and it does not exclude in tort or in receipt of money provided elements of such liability are present. If the drawer has given sufficient notice well in advance informing the drawee about the forged endorsement and the remedy available to the drawer against drawee for the forged endorsement is under contract and this arises regardless of any particular provision of the BEA. Further under BEA , no remedies is specified for the misappropriation under forged endorsement but the injured can avail the common law remedies for the embezzlement of property in chattels generally rather than stipulating specific recourse to the true owner of misappropriated cheques. Further the loss of cheque does not forfeit the action on it under the BEA. Under BEA, no title is passed on under the forged endorsements and one who derives the title under forged endorsement can not enforce payments against a prior party to the forgery. Further no payment is made under due course so as to discharge the cheque and to preclude drawee’s liability against the drawer. Thus the original owner from whom the cheque was stolen and forged inherits the right to and on the cheque and he has a right to sue for the wrongful interference with his rights. Further under BEA, an endorser is barred from refuting the authenticity and promptness of all previous endorsements and at the time of endorsement, he had a good title and this denial will be advantageous for the holder in due course later. Further under BEA, the drawee bank can base its reliance on laws governing mistake and restitution for the payment made over a forged endorsement. Further, under BEA provisions, true owner may recover on the lost cheque from any party prior to the falsification till up to the drawer. Under BEA, cheques payable to fictitious or non existing persons is deemed to payable to the bearer. A collecting bank can not be held responsible for payment made to a thief if it is drawn on fictitious name and if they have acted in good faith which absolves the collecting from its liability. In Fok Cheong Shing Investments v. Bank of Nova Scotia, the president of the drawer who turned to be the authorised signatory of the company issued a cheque to a real person with an intention for misappropriation. The loss was allocated to the drawer under the fictious payee provision. Thus the drawee bank is being protected under the BEA if it has paid a cheque over forged endorsement in the ordinary course of business under good faith. Thus the statutory protection is extended to the collecting bank which collects in good faith and without negligence a cheque bearing a forged endorsement. S 60 of the BEA does not warrant that drawee bank should act with out negligence. However one may assume that a bank has to act without negligence in the ordinary course of business. The UK Review Committee on Banking Services Law and Practice considered provisions ss.60, 80 and s.1 of the Cheques Act 1957. The committed recommended to combine these provisions under single enactment so that statutory protection may be extended to a paying bank acting in ’good faith’ and without negligence. Both the s 82 and s.1 of the Bills of exchange (crossed cheques) Act were repealed by the Cheques Act 1957 in UK which mainly extended the protection to open cheques and other payments documents. In UK, the drawee is primarily liable to payment, the endorser is liable secondly and the drawer is the ultimately liable to payment upon dishonor. Not withstanding this, the drawer and the endorser may sign without recourse. The United Nations Convention on international Bills of exchange and International Bills of Exchange and International promissory notes , 1988( UNCITRAL Convention) specifies that the drawer may exclude his own liability for acceptance or deferment by an express stipulation in the Bill. Such stipulation will hold of use only where another party is or becomes liable on the bill. PROTECTION AVAILABLE TO PAYING BANK: Section 24 of the BEA states that a forged signature is no signature. In Brown v Westminster Bank (1964), the estoppel caused from the misleading facts from the client. In this case , the bank has reminded a old lady , the customer against the veracity of the signature as her signature was forged more than in 300 cheques and in turn she certified that the signature was her own.   When the bank was sued by her son later, it was held that bank was not liable and they were estopped from denying the genuineness of the cheques. In Tai Cotton Mills Ltd v Liu Chong Hing bank (1985), it was held in this case that a customer of a bank needs to check his bank statement to keep on watch that the forged cheques were processed. The bank’s express condition to the contrary in the contract with customer can absolve the banks from the wrongful debit. Like wise if a bank pays a cheque in breach of a mandate by oversight, it has the right of subrogation and the bank has the right to take the possession of a title or good that it effectively paid for. PROTECTION IN THE CASE OF CONVERSION: It is not necessary for the bank to check every endorsement on the cheque and it would be time consuming and onerous to do so. So as to assuage the liability of banks, BEA (1882) and the Cheques Act (1959) offer defense for the paying bank. Bank of Ireland v Hollicourt (Contracts) limited (2000) EWCA Cir 263. A suit was filed against a bank which continued to pay on cheques against the company’s bank account even after filing of a petition for bankruptcy. It was held that the bank had acted as an agent and didn’t have any beneficial interest and the legislation made the disposition void but that did not operate the way claimed. Roger Smith and Christopher Trimothy Esmond Hayward and Lloyds Bank TSB; Harvey Jones Ltd and Woolwich Plc (2000). Where a cheque has been misused falsely to change the name of the payee, then the piece of paper can not be termed as a cheque and an action for alteration against the collecting or paying bank will stand only as the nominal value of the paper and not as to the face value. As the material alteration was carried out with out assent of any one but the fraudster and under the bill is avoided save against a party consenting or making to the alteration. PRECAUTIONS TO BE OBSERVED WHILE WRITING A CHEQUE: Write clearly the name of person in whose favour your are writing a cheque with additional information like Dr, Er, his shop name or company name etc. From September 2006 on wards whenever you issue a cheque to UK building society or to a bank, add additional information other than the name of the bank or society like account no, bank branch name etc. To prevent fraudsters to add words in the empty blank space available in the written cheque, it is always better to draw a line through unused spaces. Don’t pre sign blank cheques and also try to fill all the details like full name, amount in figures and words and don’t issue undated cheques. Always issue ‘account payee only ‘crossed cheques’ to avoid any frauds. CREDIT CARD CHEQUES: These cheques have been issued as an additional facility on credit card accounts for the last 10 years in UK. These are similar to the normal bank account cheques and can be deployed for the same purpose. During 2004 , about 3.4m credit cheques have been issued which constitute a very little percentage (2%) as opposed to overall number of credit card in operation which totaled to 1.727 billion in the UK according to APACS , the UK payment association. The credit card cheques are likely to bounce in most of the cases if credit limit has been crossed. These credit card cheques are utilised for high value transactions ranging from  £ 850 as against  £ 58 for a UK credit card purchases and  £ 120 for payment of a personal cheque. In credit card cheques, the customer need not ask for the cheques from the credit card issuer but they are issued at the discretion of the card provider and there are different terms and conditions applicable to transaction done through credit cards cheques as compared with a credit card and this is being unaware by the most of the customers. One of the disadvantages is the fraud that is prevalent in the credit card cheques as the most of the issuer are forwarding it to their customers on discretionary basis. These credit card cheques are vulnerable to fraudulent activities as most of the customers do not aware that credit card cheques have been dispatched to them. In the case of these credit card frauds, lender has to bear the losses rather than customer. CREDIT CARD FRAUDS: Credit and debit card frauds cost  £ 400 m during 2004 and devise deployed by the fraudsters have become sophisticated.One of the remedy is to insure against the ID theft. Some insurance company offer it as free adds on with home insurance policy. One of the protection for the prevention of credit card frauds   is the introduction of new industry standard namely ‘Chip and Pin† which required implanting a microchip inside the credit and debit card and mandates that consumers key in a secrete four-digit personal identification number to complete a transaction using the card. As the result the consumers deceived by the fraudsters are on the decrease in UK. [i] Dan Evans, â€Å"Gang’s Pounds 50m stolen cheque racket ‘, Sunday Mirror, Jan, 12, 2003. [ii] â€Å"Banks put checks on Cheques in new bid to beat pounds 46 million fraud, The Birmingham post, December 8, 2005, page 24. â€Å"Check Your Balance before the Match.† The News Letter (Belfast, Northern Ireland) : 11 â€Å"Cheques in the Post-Mortem.† The Birmingham Post (England) 21 Jan. 2006: 27. Cheques to Be Stubbed Out. After 350 YEARS; Signed and Sealed.† The Mirror (London, England) 10 Nov. 2004: 1. â€Å"Fraud Bill Shock.† Evening Gazette (Middlesbrough, England) 31 Jan. 2006: 2. Ghost Workers Help Fraud to Soar.† Western Mail (Cardiff, Wales) 2 Feb. 2005: 6. â€Å"King of the Cons.† The Mirror (London, England) 11 Jan. 2005: 10. â€Å"Postman Given Asylum Plundered [Pounds Sterling] 20million.† The Daily Mail (London, England) 21 Dec. 2005: 17. â€Å"Store Bans Slowcoach Cheques to Speed Checkouts.† Western Mail (Cardiff, Wales) 3 Apr. 2006: 4. Sally Ramage Dabydeen, â€Å"Legal and Regulatory Frame work â€Å"iUniverse, 2004.

Tuesday, January 7, 2020

The Belief System Is The Foundation, The Primary Factor...

About beliefs The belief system is the foundation, the primary factor that makes up your identity. Your belief system is a set of precepts that guides your daily life, is a set of those basic beliefs that govern your feelings, thoughts, emotions, words, and actions. Beliefs are those assumptions you make about the world, about yourself, and about how you expect things to be. Beliefs are about how you think things really are. What you truly believe actually defines who you are, how you act; and by your actions, you create your destiny. So, your beliefs create your destiny. Your view of yourself, your view of others and of the world is the core of your belief system. And this is not about science or proofs, this is a personal choice. This is a major choice that will not impact directly your career, your achievements, your wealth or social status, but will impact the core meaning and purpose of all this. So, this choice will have the most important impact on the quality of your life. From the day you are born, your genetic heritage is shaped by your environment, and so, you build up your own image of the world. By the time you reach an age to look at things more critically, your beliefs have become so engraved that you no longer recognize them as beliefs. They are already your non-negotiable truths. While you actually inherit a good part of your deeply ingrained attitudes, behavior patterns and most of your patterns of beliefs, your belief system results as a kind ofShow MoreRelatedAnalysis Of Kipling s The Great Gatsby 1570 Words   |  7 Pages Professor Timothy J. Juntilla English 100 9 December 2015 TITLE Kim is based on the India that Kipling experiences during his five years of working there as a newspaper reporter. â€Å"His residence near the primary British Army base in Northwest India†¦.enhanced his already intense admiration for the martial life† (Matin 359). Events in the novel are manipulated to formulate Kipling’s dream of dominated India. 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If we stand by the statement that, ‘Researches are supposed to be the foundation of any work’, then I would strongly like to make a point here that, even before a researchRead MoreObservation Of Various Life Stages5410 Words   |  22 Pagesscholars who have given that task optimum attention, collecting and registering outcomes, thoughts, and results of endless observations and studies of human beings and their behaviors all stages throughout a lifespan, taking into account fundamental factors as are historical and cultural contexts, since they influence human development, and behaviors, which are bounded by time and place as well. Key words: Behaviors, observation, researchers, lifespan Live text assignment II ObservationRead MoreOverview of Canadian Aboriginal Women Trauma Caused by Colonialism3088 Words   |  13 Pagesof cumulative emotional and psychological wounding resulting from massive group tragedies that have carried across generations (Wesley-Esquimaux Smolewski, 2004). In the process of colonization Canada attacked the core of the Aboriginal peoples’ identity, their family, language, and spirituality. The term â€Å"soul-wound† has been used when describing the historical trauma felt from losing land, lifeways, and cultural as a whole (Frideres, 2011). The period termed the â€Å"cultural transition† that happenedRead MoreThe Evolution Of Formal Personality Theory3340 Words   |  14 PagesThe history of formal personality theory began with Sigmund Freud, was then confronted by Carl Jung, and continued to evolve from then on, encompassing cultural, gender, and identity issues. The early theorists concentrated on predominant concepts that struggled to account for every stage of development and explore into the depths of the human mind. Freud’s impact is so pervasive, his theory remains the foundational work for the study of personality all across the charts. Theorists Carl Jung, Alfred